I want a positive Net Worth (I don't want my current positive net worth to sink into a negative)
I think I will be able to easily accomplish this, but I will also need to change my lifestyle even more now. I have been receiving GI Bill payments for going to college, but those are coming to an end in February. It is a significant amount of money that I will no longer be receiving. Also, I will not be accepting my total payout on Unsubsidized Grad Loans, meaning another $4,000 I will not be taking (but also, I will not need to pay out). Also, I will be paying for my summer classes out of pocket. Lastly, I am expecting quite a few medical bills (Dental work and possible Lasik surgery), but I am hoping starting a flexible spending account to offset the cost and spread out the payments. I actually expect my net worth to drop this year, but I am hoping with some sound investment, I will make it out okay.
I want to learn one song on the piano and one song on the guitar
This is a personal goal of mine. I have a piano in my living room that's not getting any love. I have two guitars, one of which was a gift from last year, that has never been tuned. I miss my music. I need to make time in my life for this.
I want to walk my dogs every morning, and spend time training them every night
This is for their health and well being as well as mine. I know this will make them happier dogs, and it will help with my next goal.
I want to loose 20 lbs
Everyone seems to think I don't need to loose any weight (I'm a size 8, btw) and they are kinda right. I don't need to loose this weight, I want to. And maybe, once I loose 10 lbs I will like what I see and stop there. To do this, I plan on eating healthier, making my own lunches and dinners as often as possible (this will help save money too!). As far as a plan for eating, I am considering becoming a vegetarian for health reasons. I don't know that it would help, or just give me too many restrictions causing a melt down on my part, so right now its just a consideration.
I will clean up my home office and spare bedroom
I moved in one year ago and these rooms are still a mess. I would love to have my office all cleaned up and organized. The same goes for the spare bedroom. In order to accomplish both of these, I will need to buy some organizational items, such as shelves or bookcases. This will be a cost that I don't really want to incur, so for the next few months I will be searching the garage sales for some great deals.
I want to be a better law school student
Okay, so this isn't something with an easy fix. I actually don't really know how to be a better student. I've been checking out StudyHacks, and Tim Ferriss' blog (author of The 4-Hour Workweek) and I am hoping to start in a new direction this year.
These aren't really Resolutions, more of a list of things I would like to accomplish:
- Complete the backyard (including sod in the spring @ $1,000)
- Paint the bathroom
- Learn some Spanish (thanks to Rosetta Stone)
More on how to accomplish these goals in a later post....